Pricing & Services
Work with our Award winning team
Find the Right Plan for You
Most advisors only get paid if they can sell you an investment product. We believe this is a conflict of interest and isn’t always in the client’s best interest, which is why we’re proud to offer per-hour planning options in addition to the traditional portfolio management fee-based models.
- Comprehensive Financial Planning
- Retirement PlanningIncludes retirement projections and recommendations to get you on track
- Tax PlanningIncludes advice on reducing your tax-bill today and in the future
- Estate PlanningReview of your will and beneficiaries to make sure what you want to see happen will happen
- Insurance PlanningAdvice on life, disability, and critical illness insurance
- Cash Flow PlanningDebt & cash flow management advice
- Advice StructureOur commitment length
- Farm Planning
- Farm Retirement PlanningIncludes custom farm retirement projections and recommendations
- Farm Tax PlanningIncludes projected tax-bills for different farm transition scenarios & access to our team of farm professionals
- Farm Succession PlanningIncludes a comprehensive succession plan, reviewed by an accountant, lawyer, banker, financial planner, and insurance agent.
- Portfolio Management
- Low-Cost InvestingWe mostly use ETFs to build portfolios vs. costly mutual funds
- Alternative InvestmentsPrivate lending and private equity options
- Strategic Tax Loss HarvestingTax management of your non-registered accounts
- Fully Diversified PortfolioAccess to different markets and asset classes
- Bear Market StrategiesInvestment solutions to take advantage of bear markets
- Tax-Efficient InvestmentsInvestment tax strategy to ensure your investment are growing tax-efficiently in the correct accounts (RRSP, TFSA, etc.)
- Proper Rebalancing TechniquesInvestment strategy to ensure you’re selling high and buying low
- Behavioral Finance CoachingHelp navigating the emotional ups and downs of markets
- Hourly
- If applicable
- If applicable
- If applicable
- $175/hr
- Ongoing
- If applicable
- If applicable
- If applicable
- See BelowFees vary based on portfolio size. $300,000 minimum portfolio size. Hockey players are excluded from this minimum.
Disclaimer: As of November 1, 2021. All fees and services are subject to change and do not include GST/HST. Fee for Service arrangements are provided by Harbourfront Estate Planning Services Inc. and are charged on an hourly basis. Full disclosure of fees and scope of the relationship is written in our “Fee for Service engagement letter”. Upon completion of the Fee for Service arrangement, our obligations will terminate, and we will not be under any obligations to update or monitor your financial plan moving forward.
Portfolio Management Fees
Portfolio Size
Core
Comprehensive
$300,000 – $600,000
1.65%
1.95%
$600,000 – $1.000,000
1.45%
1.90%
$1,000,000 – $3,000,000
1.25%
1.85%
$3,000,000 – $5,000,000
1.00%
1.45%
$5,000,000+
0.75%
Negotiable
Disclaimer: As of November 1, 2021. All fees and services are subject to change and do not include GST/HST. Fees vary based on account size and investment. The minimum portfolio size is $300,000; however, hockey players are excluded from this minimum.
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*The Hemmett Anseeuw & Associates team was named a finalist for the Wealth Professional Advisory Team of the Year (10 staff or more) in 2019, 2020, & 2021 through the Wealth Professional Magazine and won the award in 2019. These are not paid awards. Harbourfront Wealth Management is not a sponsor. Wealth Professional Advisory Team of the Year (10 staff or more) nominations are based off year over year AUM growth, employee value proposition (business development support, marketing support, education, training, philanthropy), overall client service and relationship management, growth strategy, spirit of innovation with the use of wealth technology and digital platforms/tools, and industry reputation. Finalist chosen by Wealth Professional Magazine. Wealth Professional is a free online information resource for all Canadian advice and planning professionals. The Hemmett Anseeuw & Associates team has earned the recognition of Chairman’s Club status within Harbourfront Wealth Management. This is an internal award based on AUM and internal firm criteria.