Pricing & Services - Winnipeg Financial Planning

Find the right plan for you

Most advisors only get paid if they can sell you an investment product. We believe this is a conflict of interest and isn’t always in the client’s best interest, which is why we’re proud to offer flat fee planning options in addition to the traditional portfolio management fee-based models.

Comprehensive Financial Planning
Retirement Planning
Includes retirement projections and recommendations to get you on track
Tax Planning
Includes advice on reducing your tax-bill today and in the future
Estate Planning
Review of your will and beneficiaries to make sure what you want to see happen will happen
Insurance Planning
Advice on life, disability, and critical illness insurance
Cash Flow Planning
Debt & cash flow management advice
Advice Structure
Our commitment length
Farm Planning
Farm Retirement Planning
Includes custom farm retirement projections and recommendations
Farm Tax Planning
Includes projected tax-bills for different farm transition scenarios & access to our team of farm professionals
Farm Succession Planning
Includes a comprehensive succession plan, reviewed by an accountant, lawyer, banker, financial planner, and insurance agent.
Portfolio Management
Low-Cost Investing
We mostly use ETFs to build portfolios vs. costly mutual funds
Alternative Investments
Private lending and private equity options
Strategic Tax Loss Harvesting
Tax management of your non-registered accounts
Fully Diversified Portfolio
Access to different markets and asset classes
Bear Market Strategies
Investment solutions to take advantage of bear markets
Tax-Efficient Investments
Investment tax strategy to ensure your investment are growing tax-efficiently in the correct accounts (RRSP, TFSA, etc.)
Proper Rebalancing Techniques
Investment strategy to ensure you’re selling high and buying low
Behavioral Finance Coaching
Help navigating the emotional ups and downs of markets

Per Project
$2,500

Per Project
$7,500

Ongoing
If applicable
If applicable
If applicable
Fee Based
Fees vary based on portfolio size. $300,000 minimum portfolio size. Hockey players are excluded from this minimum.

Disclaimer: As of March 1, 2021. All fees and services are subject to change and do not include GST/HST. Fee for Service arrangements are provided by Harbourfront Estate Planning Services Inc. and are charged on a per project basis. Full disclosure of fees and scope of the relationship is written in our “Fee for Service engagement letter”. Upon completion of the Fee for Service arrangement, our obligations will terminate, and we will not be under any obligations to update or monitor your financial plan moving forward.