INVESTING


Investment Ideas After You’ve Sold the Farm

I often receive these types of calls after a farm is sold: What can I invest in that’s going to give me a reasonable rate of return? What can I invest in that is safe? What can I invest in that’s going to match the farm rent I was receiving? There are unlimited options to…

Taxes in Retirement

Taxes in Retirement – 6 Ways to beat the system

Do you ever have the feeling that paying taxes is inevitable in retirement? Thankfully there are ways that you can reduce your tax bill. Join our Educational Webinar: Taxes in Retirement – 6 Ways to beat the system for strategies that you can use to keep more money in your pocket. This complimentary webinar will…

The Market Has Never Taken a Dollar from Anyone

The S&P 500 rises to a record close, fully wiping out its coronavirus losses With the US market hitting a new all-time high yesterday, I wanted to review one of my favorite sayings when it comes to investing: “The Market Has Never Taken a Dollar from Anyone” Whenever I mention this to new investors (and…

commuting your pension

How Commuting Your Pension Allows You To Manipulate Your Income

Deciding between commuting your pension or opting for the monthly income stream is a big retirement decision that contains several complexities. In this brief 3-minute video I provide clarity on the benefits of taking the commuted value compared to the monthly income stream. If you’d like to discuss your personal situation and explore your financial…

Why are markets going up?

Why are markets going up?

Over the past few weeks, I’ve been having this discussion with clients. Why does the market continue to rise while unemployment in the US is sitting at 40 million (the size of Canada’s population), and most businesses aren’t even close to running at 100% capacity? Everyone has their opinions and theories as to what is…

Buy Low Sell High

Your last chance to buy low

As I write this on April 29th, 2020, US markets have bounced back 31.38% over five weeks from their March 23rd lows. For those of you who invested when markets were down 30%, well done. You have made a rapid 30%. If you hesitated or you still have some cash sitting on the sidelines, I…

The $100 you invest today will be worth $143 once the market recovers

Warren Buffet has two rules when it comes to investing. Rule No.1: Don’t lose money Rule No.2: Don’t forget rule No.1. As much as he may have said this tongue in cheek, he does have a point. Losing money is no fun from an emotional standpoint and it makes it even harder for your portfolio…

Down Market

The stock market is down, time to buy?

As we stay home to contain the spread of the Coronavirus, most of us are guilty of relying on Netflix for some cheap entertainment. My wife recently started watching Grey’s Anatomy, so by association, I was now watching it as well. For those of you who haven’t seen it, the show follows a group of…

Is Farmland a Good Investment? Part 2

Last week we looked at the cash flow farmland generates (See Part 1). We assumed one acre was worth $6,000 and the rental income was $130/acre. This gave us a rate of return of approximately 2.17% on the rental income. We concluded there were alternative investments with better rates of return (GICs and dividend-paying stocks…

Is Farmland a Good Investment?

My immediate response would be, who’s asking? An investor or a farmer? Because their goals for the farmland are completely different. Farmers have multiple reasons why farmland would be a good investment beyond simply looking at the rate of return. For this analysis, let’s look at it from the perspective of an investor. This could…